What Debt Collectors Can Learn from the Detroit LionsĀ 

The Detroit Lions’ recent win over the Tampa Bay Buccaneers was more than just a game—it was a masterclass in teamwork, leadership, and adaptability.Ā 

Let’s set the stage:Ā 

Defensive tackle Alim McNeill played his first game since tearing his ACL in Week 15 against the Buffalo Bills. Cornerback Arthur Maulet was signed from the practice squad to the 53-man roster. Tre Flowers and Loren Strickland were temporarily elevated from the practice squad.Ā 

Meanwhile, the Lions were without their starting cornerback D.J. Reed (injured reserve), the starter opposite him Terrion Arnold (ruled out), safety Kerby Joseph (knee injury), and Brian Branch (suspension). Add in missing reserve players like Avonte Maddox, Khalil Dorsey, and Ennis Rakestraw, and Detroit’s defense looked like a patchwork quilt of new and temporary players.Ā 

On paper, it shouldn’t have worked.Ā  Ā But it did.Ā 

So, what made the difference? Leadership and coaching in real time.Ā 

Veterans like Jack Campbell, Alex Anzalone, Aiden Hutchinson, and Derek Barnes didn’t just play their positions—they coached on the field. They talked through plays, gave feedback after every snap, and kept the energy and focus high. The result wasn’t about individual performance; it was about team execution. Every player, no matter how new, knew what was expected and had the confidence to deliver.Ā 

And then there’s Nick Whiteside—a name most fans didn’t know until recently.

Whiteside played college football for the Saginaw Valley State Cardinals and signed with the Washington Commanders as an undrafted free agent in 2023. He later joined the UFL’s St. Louis Battlehawks before finding his way to Detroit.Ā 

His path has been anything but traditional—and his timeline with the Detroit Lions tells the story:Ā 

  • Initial signing (Lions): July 28, 2025Ā 
  • Waived: August 26, 2025Ā 
  • Signed to Lions practice squad: October 1, 2025Ā 
  • Added back to active roster: October 11, 2025Ā 

Whiteside’s journey is a story of persistence and readiness. He didn’t follow the usual route to the NFL, but when the opportunity came, he was prepared. His path mirrors what every great team—on the field or in the office—needs: people willing to stay ready, even when the spotlight isn’t on them.Ā 

The Collector ConnectionĀ 

Collection teams can learn a lot from that kind of adaptability.

Like a defense hit with injuries, collection departments deal with turnover, new hires, and shifting workloads.

You can’t stop the calls just because someone’s out or new. The team has to adjust, step up, and keep the play moving.Ā 

Here are the takeaways:Ā 

  • Veterans coach in the momentĀ –Ā Your experienced collectors shouldn’t just handle the toughest accounts—they should coach new team members as situations unfold. Real-time feedback turns ā€œrookie momentsā€ into learning opportunities. But coaching is a skill, too. Veteran collectors need training on how to deliver constructive, consistent feedback that builds confidence rather than criticism.Ā 
  • Everyone knows the playbookĀ –Ā Whether it’s a policy change, new compliance rule, or system update, the whole team should understand how it fits into daily work. Clarity breeds confidence.Ā 
  • Leadership happens on the field –Ā Managers can’t be in every call, but leaders can exist at every level. When seasoned collectors share what’s working—and know how to communicate that effectively—everyone gets better.Ā 
  • Resilience wins –Ā Just like the Lions’ defense, the best collection teams thrive under pressure. They rely on each other, adapt quickly, and understand that one strong team effort can turn around even the toughest week.Ā 

The Lions’ victory wasn’t just about football—

it was about how a group of professionals handled adversity with communication, trust, and leadership.Ā 
And maybe most importantly, it was about being ready when the call comes—just like Nick Whiteside.Ā 

Author: Bev Evancic

Bev.Evancic@ResourceManagement.com

Bev Evancic is a Senior Vice President at Resource Management Services, Inc.Ā  Prior to employment at RMS, Bev worked as the Collection and Recovery Manager at AT&T Universal Card,Ā Citi,Ā and Federated Department Stores. Bev started in the collection industry as a collector at an upscale clothing store in Cincinnati, Ohio. As a returned check and private label credit card collector, Bev gained a basic understanding of the collection industry that has not changed with the introduction of regulations. Her collection philosophy begins with the idea that businesses and customersĀ benefitĀ from preserving the customer relationship. First, collectors need toĀ attemptĀ to contact customers when it is convenient for the customer to discuss his/her financial condition and willingness/ability to pay.Ā Second,Ā you never collect money by intimidating or threatening customers. Third, businesses must make sure the debt is valid.Ā 

She has managed all phases of collection and recovery operations, including automatedĀ dialer units,Ā bankruptcy,Ā and legal units, skip tracing units, internal collections, outside collection agency networks, and Consumer Credit Counseling. As a Consultant for ResourceĀ Management Services, Inc., Bev has spearheaded collection and recovery best practices reviews for many top credit grantors. Her articles on dialer operations, agency management and bankruptcy best practices have been widely publicized.Ā 

She is well known and regarded as a specialty expert in the areas of: Repossession, Bankruptcy, Estate, Litigation, as well as Pre- and Post- Charge-off.Ā Prior to joining Resource Management Services, Inc. in 1995, Bev managed the Recovery Department for AT&T Universal Card Services where she developed the bankruptcy, probate, internal and litigation processes.Ā 

She is the author of ā€œRecovery Management: Collecting the Uncollectible Account.

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