New Legislation Seeks Stronger Verification Standards for CFPB Complaint Database
U.S. Rep. Andy Barr (R-Ky.) recently introduced H.R. 7588, the Eliminating Fraud in the CFPB’s Complaint Database Act, legislation aimed at strengthening the accuracy and integrity of the Consumer Financial Protection Bureau’s public Consumer Complaint Database. The bill proposes amendments to the Consumer Financial Protection Act of 2010 by adding stricter verification requirements for individuals submitting complaints and implementing additional reforms to how complaints are processed and published. Legislation Overview H.R. 7588 seeks to formalize and
DCWP Finalizes Amendments to Debt Collection Rules
The New York City Department of Consumer and Worker Protection (DCWP) has adopted amendments to its debt collection rules, clarifying their intent and scope while making several substantive adjustments. According to the DCWP, the overall goal of the rules is to significantly expand record retention and reporting requirements for collection agencies, revise validation and verification procedures, and enhance consumer protections. The rules also require debt collectors to inform consumers about
FTC Officially Removes Noncompete Rule from Federal Regulations
The Federal Trade Commission has formally eliminated the Non-Compete Clause Rule (16 CFR Part 910) from the Code of Federal Regulations. This procedural step closes the chapter on the agency’s attempted nationwide ban and aligns federal regulations with court rulings that blocked the rule before it could take effect. A Shift in Direction The turning point came in August 2024, when a federal court halted the proposed ban in Ryan LLC v. Federal
Washington Lawmakers Advance Medical Debt Interest Proposal to House for Further Review
A proposal that would reshape how interest is applied to medical debt in Washington is now under consideration in the House. Washington Senate Bill 5993 cleared the Senate with a 29–19 vote and has been forwarded for additional review. The measure centers on limiting the amount of interest that can be added to medical debt. An earlier draft would have eliminated prejudgment interest entirely. However, during committee review, lawmakers revised the language to instead establish a simple interest cap
Indiana Lawmakers Advance Medical Debt Reform Measures
Indiana legislators are moving forward with multiple proposals aimed at reshaping how medical debt is handled, with a focus on consumer protections, payment flexibility, and garnishment limits. Two key bills—Senate Bill 85 and Senate Bill 197—have drawn attention from policymakers, industry representatives, and consumer advocates as they progress through the 2026 legislative session. Senate Bill 85 Moves to the House Senate Bill 85, titled Health Care Debt and Costs, recently passed the
Consumer Litigation and Complaint Volume Finish the Year on the Rise
Legal filings tied to major consumer protection laws accelerated late in the year, with December closing higher across several key categories and annual totals showing steady growth. Recent data from WebRecon points to expanding litigation activity and a continued increase in consumer complaints impacting the accounts receivable management sector. Monthly trends revealed notable increases in lawsuits filed under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). Telephone Consumer